Cost of Living in Charleston in 2025: What You Need to Know

by Shakeima Chatman

Do you dream of living in the Charleston metro area? With its beautiful beaches, warm weather, and tight-knit communities, it’s no wonder so many people want to call this place home. But before you pack your bags, do you know what it really costs to live here?

As your local real estate expert, I’m here to break down the cost of living in the Charleston metro area—including Charleston, Dorchester, and Berkeley counties. From groceries to gas, rent to home prices, here’s everything you need to know to budget for life in this charming Southern city.

Groceries: What’s the Cost of Everyday Essentials?

The cost of groceries in the Charleston area is in line with the national average, though prices can vary depending on where you shop. Here’s what you can expect to pay for some common items:

  • πŸ₯› Gallon of Milk: $4.10
  • 🍞 Loaf of Bread: $3.50
  • πŸ— Chicken (per pound): $5.00
  • 🍎 Apples (per pound): $2.50

For a family of four, the average monthly grocery bill ranges from $850 to $1,050. While major chains like Publix, Harris Teeter, and Walmart offer competitive prices, Charleston is also home to a variety of farmers’ markets, where you can get fresh, local produce—often at a slightly higher price.


Gas Prices: What to Expect at the Pump

If you’ll be commuting within the Charleston metro area, gas prices will be an important part of your budget. As of 2025, the average price of gas is around $3.50 per gallon. Prices may fluctuate throughout the year, but this is a reasonable estimate for budgeting your transportation costs.

πŸš— Pro Tip: If you're commuting from Summerville, Moncks Corner, or Goose Creek to downtown Charleston, factor in traffic and longer drive times—this can impact your gas budget significantly.


Housing Costs: Buying vs. Renting in Charleston

Charleston’s housing market continues to be in high demand. Here’s a breakdown of what you can expect whether you're buying or renting.

🏑 Home Prices

The average home price in the Charleston metro area sits around $525,000, but prices vary by county:

  • Charleston County: Higher prices, especially in downtown Charleston, Mount Pleasant, and beach communities like Isle of Palms. Homes in these areas often exceed $700,000.
  • Dorchester & Berkeley Counties: More affordable options, particularly in Summerville, Goose Creek, and Hanahan, where home prices average $400,000 to $450,000.

If you're thinking about buying, working with a knowledgeable real estate expert (like me!) can help you find the best home within your budget.


🏠 Renting in Charleston

If buying isn’t in your plans just yet, here’s what you can expect for rental costs:

  • Charleston County: Higher rents, especially in Mount Pleasant, downtown Charleston, and James Island. Expect to pay $2,200+ per month for a two-bedroom apartment.
  • Dorchester & Berkeley Counties: More budget-friendly rental options, with two-bedroom apartments averaging $1,700 to $1,900 in Summerville, Goose Creek, and North Charleston.

With Charleston’s strong rental market, it’s important to start your search early, especially if you’re moving during peak relocation seasons like summer or early fall.


Final Thoughts: Is Charleston Affordable?

Charleston is a fantastic place to live, offering a high quality of life, rich history, and stunning natural beauty. However, the cost of living can vary based on your lifestyle and location within the metro area. The key is planning ahead and budgeting wisely so you can enjoy all that Charleston has to offer without financial surprises.

If you’re considering making Charleston, Dorchester, or Berkeley County your home, I’d love to help you navigate the process—whether you're buying, renting, or just exploring your options.

πŸ“© Let’s connect! If you have any questions, drop them in the comments or reach out to me directly. I look forward to helping you find your perfect place in the Charleston metro area!


Thinking about moving to Charleston? Subscribe to my newsletter for real estate updates, market trends, and more insider tips on living in the Lowcountry!

 

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Shakeima Chatman

Broker Associate | License ID: 108213

+1(843) 532-0330 | shakeima@chatmanrealty.com

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